When the timings don’t line up

A bridging loan is short-term borrowing secured against property. It may be considered when you need funds for a property purchase before money from a sale or longer-term mortgage is available. Bridging can also be used for some auction purchases or properties that need work before a standard mortgage is possible.

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The loan needs to be repaid within an agreed period, usually through a property sale or by arranging longer-term finance. That repayment plan is a key part of deciding whether bridging is suitable. If you’re dealing with a property timing issue in Stockport, Hazel Grove or nearby, Lawler Mortgages can talk through what you’re trying to do and introduce you to a trusted specialist for bridging advice.