1. Introduction

Lawler and Company Financial Services Ltd ("we", "us", "our"), trading as Lawler Mortgages, is committed to protecting your personal data. This policy explains how we collect, use, and safeguard your information in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

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2. Data Controller

Lawler and Company Financial Services Ltd, 128 London Road, Hazel Grove, Stockport, SK7 4DJ. FCA Registration Number: 1047596. Company Number: 16288482.

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3. Information We Collect

We may collect your name, contact details, date of birth, financial information (income, expenditure, credit history), employment details, and identification documents as required for mortgage advice and application processing.

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4. How We Use Your Information

We use your data to provide mortgage advice and related services, process mortgage applications on your behalf, comply with legal and regulatory obligations (including FCA requirements), communicate with you about your mortgage arrangements, and improve our services.

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5. Legal Basis for Processing

We process your data on the basis of contractual necessity (to provide our services), legal obligation (FCA regulatory requirements), legitimate interest (to improve our services and communicate relevant information), and consent (where specifically obtained).

 

6. Data Sharing

We may share your data with mortgage lenders, insurance providers, credit reference agencies, our network/compliance provider, and regulatory bodies where required by law. We will never sell your data to third parties.

 

7. Data Retention

We retain your personal data for as long as necessary to fulfil the purposes for which it was collected and to comply with regulatory requirements. Typically, mortgage records are retained for a minimum of 6 years after the relationship ends.

 

8. Your Rights

You have the right to access your personal data, request correction of inaccurate data, request deletion of your data (subject to legal obligations), object to processing, request restriction of processing, and data portability. To exercise any of these rights, please contact us at the address above.

 

9. Cookies

Our website may use cookies to improve your browsing experience. You can manage cookie preferences through your browser settings.

 

10. Changes to This Policy

We may update this policy from time to time. Any changes will be posted on this page with an updated effective date.

 

11. Contact Us

If you have any questions about this privacy policy or how we handle your data, please contact us at: Lawler Mortgages, 128 London Road, Hazel Grove, Stockport, SK7 4DJ.